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Squeezes on the cost of living for UK families will reach their worst for many years this winter, warns Payplan.

The national free debt solutions provider says imminent hikes in fuel and food prices, the recent Spending Review cuts and January’s VAT rise, equal a miserable time ahead for many families, and for some, it could tip them into debt.

“This is a particularly difficult time for the many families trying to keep up with rising costs whilst receiving no pay increase themselves either this year or last,” explains Payplan MD John Fairhurst.

“Without historically low interest rates keeping the cost of mortgages down debt problems would be even more widespread."

On October 25, 2010 The Howard Group hosted its 2nd Annual "Opportunity Knocks" Investor Conference in Calgary Alberta Canada. The event was video recorded and is now available for viewing on The Howard Group's website - http://www.howardgroupinc.com/conference2010.html The following companies presented (in order of appearance): Argonaut Exploration (AGA: TSXV), AeroMechanical Services (AMA: TSXV), Neptune Technologies & Bioressources (NTB: TSXV), Silvore Fox Minerals (SFX: TSXV), Carfinco Income Fund (CFN.UN: TSX), To view the presentations, please click here

October 25 2010 - Badly performing final salary pension funds, this week’s Government decision to cut tax relief on pension savings, and the prospect of frozen public sector pensions for the foreseeable future all add up to a bleak winter for the UK’s older population, warns Payplan.

The national free debt solution provider is warning pensioners and those people shortly facing retirement to take stock of their situation and plan ahead – otherwise debt could become an increasingly worrying scenario for this growing age group.

“The over 50s are the fastest growing age group and have the biggest debts according to our latest figures. This immediately throws up a red alert for us – it’s a situation we can’t brush under the carpet,” says John Fairhurst, Payplan MD.