Claims that Facebook is to offer a ‘pay later’ option for buying virtual goods online has come with a health warning from free debt adviser Payplan.

One of the UK’s leading providers of free debt advice, Payplan warns the buy now pay later service could potentially rack up unnecessary and unwanted debt among some consumers. The provider urges Facebook to think again before introducing this feature which it claims could lead to excessive credit card debt. Facebook is allegedly ‘quietly testing’ a pay later function for virtual goods on games such as Farmville. According to reports, this will help resolve the existing problem consumers have with buying virtual goods, providing a gentle way to ease them into the online transactional process. http://www.pcworld.com/article/211105/facebook_tries_pay_later_for_virtual_goods.html

Predictions that 80,000 people will become fresh victims of illegal lenders this Christmas has led the Office of Fair Trading to issue a warning to consumers http://www.bbc.co.uk/news/business-12014416 The warning has the full support of national free debt solutions provider Payplan who’s counsellors will be taking hundreds of calls for debt help come the New Year.

“It is the worse time of year – straight after Christmas,” says Payplan MD John Fairhurst. “Our counsellors listen and advise people who are in the depths of despair, in real misery, and who have nowhere to turn. “A growing number of callers will have used a loan shark to raise cash for presents and festivities. But what may have seemed the ideal solution at the time can lead to deprivation and personal debt in the new year when the real cost of the borrowing is realised.”

(Investorideas.com newswire) New York, NY - The US IPO market of today bears only a faint resemblance to the roaring 90s, which culminated in the dot-com craze and bursting of the tech bubble in 2000. In recent years the biggest splashes in IPOs were made by such familiar names as Visa (V) and General Motors (GM).

In fact the party moved off-shore this past decade to Asia, where Chinese stock exchanges, including Hong Kong , have raised almost triple the amount of money secured by IPOs across the US in 2010.

Hong Kong reigns as the center for new listings, raising $53 billion in IPOs this year, compared with $42 billion in the US. Mainland exchanges raised $67 billion, according to Dealogic.

Point Roberts, WA (Investorideas.com Newswire) November 26, 2010 - OTC VOLUME LEADERS reports on the most recent actively trading stocks on the OTCBB for interested investors. OTC Volume leaders ($0.50-$1.00) include; ZAP (OTCBB: ZAAP), Freddie Mac (OTCBB: FMCKM)., Far East Energy Corp. (OTCBB:FEEC)., and Gold American Mining Corp. (OTCBB: SILA).

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