July 20, 2010 (Investorideas.com newswire) www.InvestorIdeas.com and its leading tech investor portal, Techsectorstocks.com issue commentary on ecommerce trends from Lisa Springer, CFA.

Equity research analyst and financial writer, featuring eLayaway (OTCBB: ELAY), a company that provides ecommerce solutions for consumers and businesses.

Layaway Programs Stage a Revival  

Lisa Springer, CFA - Equity research analyst and financial writer

Companies: eLayaway (OTCBB: ELAY), Sears Holdings Corporation (NasdaqNM: SHLD)

Layaways plans are making a comeback. These plans, which allow cash-strapped consumers to pay for goods interest-free over an extended period of time, first appeared during the Great Depression, but their popularity waned in the 1980s due to credit cards.

American Physicians Capital, Inc. to Be Acquired by The Doctors Company

American Physicians Capital Inc. (APCapital) (NASDAQ: ACAP), a major provider of health care liability insurance, and The Doctors Company, the largest national insurer of physician and surgeon medical liability, today announced that they have entered into a definitive agreement pursuant to which The Doctors Company will acquire APCapital for $41.50 per share in cash, or an aggregate purchase price of approximately $386 million. The $41.50 per share in cash purchase price represents a premium of approximately 31 percent over the $31.76 per share closing price of ACAP on July 7, 2010, the last trading day prior to today’s announcement.

Visa Inc. to Acquire CyberSource to Accelerate eCommerce Growth

Strengthens Visa's Leadership in Global eCommerce by Expanding Online Payment, Fraud and Security Management Capabilities

Enables Visa to Offer New and Enhanced Online Fraud Prevention Services to Merchants, Financial Institutions and Consumers

Visa Inc. (NYSE:V ) ("Visa") and CyberSource Corporation (Nasdaq:CYBS ) ("CyberSource") today announced that they have entered into a definitive agreement for Visa to purchase CyberSource, a leading provider of electronic payment, risk management and payment security solutions to online merchants at a price of $26.00 per share, or total consideration of approximately $2.0 billion to be paid with cash on hand.

Cash Store Financial will surpass 500 branches in operation by end of April

Canada's largest alternative financial services provider to further solidify dominant market footprint with 510 branches in full operation by April 30

Gordon J. Reykdal, Chairman and CEO of The Cash Store Financial Services Inc. ("Cash Store Financial") today announced that the Company will surpass the 500 branch mark and will have 510 branches in full operation by the end of April 2010.

The announcement accompanied a release regarding the Company's intent to acquire EZ Cash, a Saskatchewan-based provider of payday loan services with 14 branches throughout the province of Saskatchewan. For the period ending March 31, 2010, Cash Store Financial had 488 branches in operation. Eight branches will be opened in the month of April, bringing the total number of branches in operation, inclusive of the EZ Cash acquisition, to 510 by the end of April.